Money movement,without the friction.
PayU is the transaction platform for businesses that move money every day. Instant transfers, automatic reconciliation, and an API your engineers will actually enjoy shipping.
Everything a transaction platform should be, nothing it shouldn't.
Built for the parts of moving money that are usually the most painful — speed, visibility, and cleanup afterward.
Instant transfers
Money moves in real time, 24/7/365 — including weekends and holidays. No batch windows, no cutoff times.
Bank-grade security
Every transaction is encrypted in transit and at rest, with continuous fraud monitoring behind the scenes.
APIs built for engineers
Clean REST endpoints, real webhooks, and sandbox keys from minute one. Read the docs, not a support ticket.
Automatic reconciliation
Every transaction is matched and categorized automatically, so your books close in hours, not weeks.
Multi-currency, one account
Hold, send, and receive in multiple currencies without juggling separate accounts for each one.
Support that answers
A real team on the other end — not a bot maze — when a transfer needs a human to look at it.
Three steps from sign-up to your first transfer.
Connect an account
Link a bank account or existing payment rail in minutes — verification happens instantly, not in three business days.
Send or receive
Move money through the dashboard or the API. Set rules once and let recurring transfers run themselves.
Track everything live
Every transaction, fee, and balance change shows up in real time — and exports cleanly when you need it to.
Money deserves paranoia. So we built plenty of it in.
- End-to-end encryption on every transaction, in transit and at rest.
- Real-time fraud monitoring that flags unusual activity before it clears.
- Granular access controls so your team only sees and does what it should.
- Full audit trail on every action, exportable whenever you need it.
Simple pricing. No surprises on your statement.
Starter
For getting your first transfers moving.
- Up to ₹5,00,000 processed / month
- Standard transfer speed
- Email support
Growth
For teams processing real volume.
- Unlimited processing volume
- Instant transfer speed
- Priority support & onboarding
- Full API & webhook access
Enterprise
For platforms and marketplaces at scale.
- Volume-based pricing
- Dedicated account manager
- Custom compliance workflows
Questions people actually ask.
Most transfers settle in under a second on either side. Cross-border and multi-currency transfers can take a little longer depending on the destination rail, but you'll always see live status, not a guess.
Yes. PayU connects to your existing accounts rather than replacing them, so you can start moving specific flows over without a full migration.
No. Growth and Enterprise plans are usage-based, and you can close your account at any time — we'll just ask you to clear any pending balances first.
PayU currently supports domestic transfers with multi-currency holding, with cross-border settlement expanding steadily. Reach out and we'll tell you exactly what's available for your use case today.
Let's talk about moving your money.
Tell us a bit about what you need — a real person will get back to you, not an autoresponder.